afrexai-personal-finance
Complete personal finance system — budgeting, debt payoff, investing, tax optimization, net worth tracking, and financial independence planning. Use when managing money, building wealth, paying off debt, planning retirement, or optimizing taxes. Zero dependencies.
Best for Personal financial planningWorks with GitHubLow risk
⌘source
- author
@LeoYeAI- language
- Python
★2kstars
306forks
May 6, 2026
✦overview.md
Key Features
- ·Financial health check scoring
- ·Net worth statement template
- ·Budgeting and debt payoff guidance
- ·Investment and tax optimization
- ·Insurance and estate planning
Use Cases
- →Running a quick financial health check to assess emergency fund, savings rate, and debt levels
- →Building a net worth statement to track assets and liabilities
- →Planning debt elimination strategy
- →Optimizing investment allocation for retirement
- →Reviewing tax optimization opportunities
Best for
- ✓Personal financial planning
- ✓Wealth building
- ✓Budget and debt management
Not ideal for
- !Business or corporate finance
FAQs
name
afrexai-personal-finance
description
Complete personal finance system — budgeting, debt payoff, investing, tax optimization, net worth tracking, and financial independence planning. Use when managing money, building wealth, paying off debt, planning retirement, or optimizing taxes. Zero dependencies.
Personal Finance Mastery
Complete personal finance system covering budgeting, debt elimination, investing, tax optimization, insurance, estate planning, and financial independence. Works for any income level, any country.
Quick Financial Health Check
Run /finance-check to score current financial health:
| Signal | Healthy | Warning | Critical |
|---|---|---|---|
| Emergency fund | 3-6 months expenses | 1-3 months | < 1 month |
| Savings rate | > 20% | 10-20% | < 10% |
| Debt-to-income | < 36% | 36-50% | > 50% |
| Housing cost | < 28% of gross | 28-35% | > 35% |
| Net worth trend | Growing quarterly | Flat | Declining |
| Insurance coverage | All critical covered | Gaps exist | Major gaps |
| Investment allocation | Age-appropriate | Slightly off | Way off |
| Tax optimization | Using all vehicles | Some unused | None used |
Score: /16. Below 10 = immediate action needed.
Phase 1: Financial Snapshot
Net Worth Statement
net_worth:
date: "YYYY-MM-DD"
assets:
liquid:
checking: 0
savings: 0
money_market: 0
investments:
retirement_401k: 0
retirement_ira: 0
brokerage: 0
$install
1-click copynpx skills add LeoYeAI/openclaw-master-skills --skill afrexai-personal-financeSafety assessment
★
Clarity score
How clear and easy to understand the SKILL.md instructions are, rated from 1 to 5.
3/ 5
goodMostly clear, but there are still a few confusing or poorly structured parts.
◎
Actionability score
How directly an agent can act on the SKILL.md instructions, rated from 1 to 5.
2/ 5
lowSome hints are present, but an agent still has to guess many steps.